terry@arkinsurance.net terry@arkinsurance.net  


“Pam and I have purchased Term Life Insurance, Long Term Care Insurance, and Annuities with the help of Terry Fremuth.  We value Terry’s experience and ability to show us a wide variety of products.  Terry takes the time to understand your financial situation and he works hard to offer the best products for your needs. You do NOT have to worry about getting a high pressure sales pitch.  Terry will explain several choices of insurance products and he will let you determine which one to purchase.  Life is too short and we are all too busy – if you want the best advice in life insurance products, Pam and I recommend you call Terry.”
--Jeff and Pam L., Ypsilanti

“John and I both agree that you are very knowledgeable about all the insurance companies and what they offer. We feel you definitely found the best deal for us. You were also really nice about working around our crazy schedules.”
--John and Sara C., Ann Arbor

“I’ve known Terry Fremuth through his work for 25 years.  I know him to be a man of integrity and people-centered, not product or commissioned-centered.  I have recommended him to many in need of financial solutions to their healthcare needs and I’ve always heard a very positive response.  Whether they purchased a policy or not, people have always benefited, in one way or another, from meeting Terry.”
--Jerry B., Chelsea

“In our experience over the years, Terry has been readily available with valuable advice.  Our savings plans with the companies he recommends have been consistently satisfactory.”
--Dick and Shirley C., Ann Arbor

“We have had Terry Fremuth as our life insurance agent since the late 80’s, and have never questioned the choice.  Terry is not high pressure, but quite the opposite as we only hear from him when he thinks there could be a need.  At the same time, he is always open for contact of any kind from us.  This is exactly what we want in an agent.
"Following his lead we have made good choices on our coverage over the years.  The policies we now have in place have served us in the past, and we have every expectation they will serve us well in the future.
"Prior to the market downturn a few years ago, he advised us on a change in the way interest is returned to us.  That turned out to be some of the best financial advice we’ve ever had, particularly when compared to that we received from a different financial advisor.  We freely recommend to anyone that they choose Terry as their agent.”            
--Bob and Mary B., Ypsilanti

“My husband and I have worked with Terry for over twenty years and have been grateful for his advice, care and concern for our financial matters. We have found Terry to be honest, clear and concise in his explanation of complex financial information.  He has always been available to us and has always given us the feeling he really 'cares'.”
--Carolyn and Charlie R., Ann Arbor

“I’m very happy to comment on how much I value the whole life policy you helped me find several years ago.  Especially in these times of troubling investments, I have come to appreciate the combination of life insurance and cash value that the policy provides.
"I was reluctant at first to sign up for the whole life policy.  You were patient with my questions, and I always felt that you wanted me to see the advantages of the plan you were recommending, and were not just trying to make a sale. Over the years, you’ve always been available to help me understand how the policy develops and what options I have as time goes by.  Your recommendation and follow-up guidance have been a source of security for me and my family.”
--Al D., Birmingham


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